REPOST: Should college students get rental insurance?

This article from WWLP.com talks about college students getting rental insurance for the places their leasing.

Image Source: wwlp.com

AGAWAM, Mass. (WWLP) – If you are sending a college student to school this fall, you know there is quite a list involved in making sure they’re prepared for classes, the dorm, or off-campus housing. But what would happen to all that stuff in the event of an accident? 22News is working for you with information on renter’s insurance.

Students in dorms are covered for up to 10% of the limit on their parents’ homeowner policy, for fire, theft, or water damage. But if the students are leasing a house or apartment, that is the time to think about getting their own policy. And it’s a good idea to make a list of what you have, says Bill Trudeau of the Insurance Center of New England.

“If your son or daughter has a fancy watch or some other jewelry, they’re going to have to have that listed on the policy. Otherwise, it’s going to be capped for theft at a lower limit,” Trudeau said.

He said one that thing that has changed over the years is students listing laptops. They used to be more big-ticket items, but since costs have come down, today laptops are now more in range of the deductible.


For more information on student housing, follow The Reserve apartment on this Facebook page.

Maximizing apartment space

Image Source: thetinylife.com

Whether living in a dorm or an apartment, students living independently for the first time may can find it difficult to adjust to a significantly smaller space. With the need to express individuality and yet maintain function, they could be confronted by a decorating dilemma. However, there are several easy tips for maximizing apartment space.

Create zones. Cut the apartment in zones. Most apartments already guide the owner in this, with the kitchen in one area and the bathroom in another. Still, the owner should divide the remaining floor space for specific areas. Set aside one area as the bedroom, another for work. Use simple decorating techniques to divide the areas. Maintaining distinct areas will also allow you to focus on the specific activity the area was set for (eating in the dining area, sleeping in the bedroom etc.) and maintain balance and function.

Image Source: designcollector.net

Maximize furniture. It is best to get bigger, but more functional, furniture rather than have smaller mono-use pieces. If your bed frame will lord over a significant floor area, ensure that it comes with additional storage space or has enough space at the bottom to hide some boxes. Most furniture are designed to have multiple functions to address small-space living. These pieces also come in a variety of designs to suit personal style.

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Personal style and function are taken into account with The Reserve Apartments in Tyler, TX. Catering to students living on their own for the first time, the apartments are living spaces where all needs are met. Follow the developer on Twitter to learn more about the amenities.